:root{--bg:#f6f7fb;--text:#20242c;--muted:#68717f;--line:#e4e8ef;--brand:#e8752f;--brand-dark:#27314f;--card:#ffffff;--ok:#2e8b57}
*{box-sizing:border-box} html,body{margin:0;padding:0} body{font-family:Arial,Helvetica,sans-serif;color:var(--text);background:var(--bg);line-height:1.6}
a{color:inherit;text-decoration:none} img{max-width:100%;display:block}
.container{max-width:1180px;margin:0 auto;padding:0 20px}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.site-header .inner{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:72px}
.logo{font-size:28px;font-weight:700;color:var(--brand-dark)} .logo span{color:var(--brand)}
.nav{display:flex;flex-wrap:wrap;gap:16px} .nav a{padding:10px 12px;border-radius:10px;color:#313844}.nav a:hover,.nav a.active{background:#edf2f8;color:var(--brand-dark)}
.hero{padding:46px 0 24px}.hero-card{display:grid;grid-template-columns:1.1fr .9fr;gap:28px;align-items:center;background:linear-gradient(135deg,#27314f,#e8752f);border-radius:28px;color:#fff;padding:24px;overflow:hidden}.hero-card img{border-radius:20px;box-shadow:0 20px 50px rgba(0,0,0,.18)}
.hero h1{font-size:44px;line-height:1.1;margin:0 0 12px}.hero p{font-size:18px;color:#eef4ff;margin:0 0 18px}.btn-row{display:flex;gap:12px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 18px;border-radius:12px;font-weight:700;border:1px solid transparent}.btn-primary{background:#fff;color:#27314f}.btn-secondary{background:rgba(255,255,255,.16);color:#fff;border-color:rgba(255,255,255,.28)}
.section{padding:20px 0 34px}.section h2{font-size:30px;line-height:1.2;margin:0 0 8px}.section .lead{color:var(--muted);margin:0 0 22px}
.grid{display:grid;gap:18px}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:22px;box-shadow:0 6px 18px rgba(18,31,53,.04)} .card h3{margin:0 0 8px;font-size:20px}.card p{margin:0;color:var(--muted)}
.stat{padding:18px;border-radius:18px;background:#fff;border:1px solid var(--line)} .stat strong{display:block;font-size:30px;color:var(--brand-dark)} .stat span{color:var(--muted)}
.article-list .item{display:grid;grid-template-columns:260px 1fr;gap:18px;padding:16px;border:1px solid var(--line);border-radius:20px;background:#fff} .article-list .item img{border-radius:16px;height:180px;object-fit:cover;width:100%}.article-list .item h3{margin:0 0 8px;font-size:24px}.meta{color:var(--muted);font-size:14px}
.content{padding:26px 0 38px}.content-wrap{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:24px}.prose{background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px}.prose h1{font-size:38px;line-height:1.15;margin:0 0 14px}.prose h2{font-size:26px;margin:24px 0 10px}.prose p{margin:0 0 16px;font-size:17px}.prose ul{margin:0 0 16px 22px}
.side-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:22px;position:sticky;top:94px}.side-card h3{margin:0 0 10px}
.brand-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}.brand-pill{padding:14px 16px;border-radius:14px;background:#fff;border:1px solid var(--line);text-align:center;font-weight:600}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px}.faq-item h3{margin:0 0 8px;font-size:18px}.faq-item p{margin:0;color:var(--muted)}
.footer{margin-top:30px;border-top:1px solid var(--line);background:#fff}.footer .cols{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:20px;padding:28px 0}.footer p,.footer li{color:var(--muted)} .footer ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.notice{padding:16px 18px;border-radius:16px;background:#fff5ef;border:1px solid #ffd4bb;color:#7a421b}
.form-mock{display:grid;gap:12px}.form-mock input,.form-mock textarea,.form-mock select{width:100%;padding:13px 14px;border:1px solid var(--line);border-radius:12px;background:#fbfcfe}.form-mock button{padding:13px 16px;border:0;border-radius:12px;background:var(--brand);color:#fff;font-weight:700}
@media(max-width:960px){.hero-card,.content-wrap,.grid-3,.grid-4,.grid-2,.footer .cols,.article-list .item{grid-template-columns:1fr}.hero h1{font-size:34px}.brand-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.side-card{position:static}}
@media(max-width:620px){.container{padding:0 14px}.hero{padding-top:26px}.hero h1{font-size:30px}.section h2{font-size:26px}.prose{padding:20px}.prose h1{font-size:30px}}